Bank reconciliation matcher
Suggests matches for the bank statement lines Books' rules couldn't match, and the entry to make for the rest.
How it works
After a statement is imported, Books matches what its rules are sure of. The agent looks at what's left for one bank account and period: one payment covering several invoices or bills, several credits for one voucher, amounts off by bank charges or TDS, UPI and NEFT references and names in the narration, and dates further apart than Books looks. For lines with no voucher it proposes the entry: bank charges, interest, a receipt against an open invoice, a payment against an open bill, or a transfer between your own accounts. Each suggestion comes with a confidence and the reasons. The arithmetic is done in code; the AI only judges whether a cut-off or unusual name in the narration is the party. Nothing is matched or posted until you confirm, and then it is done as you.
Counting and suggesting cost nothing unless a name needs the AI: then about one credit per run.
What it reads
- The unmatched statement lines of the bank account you choose
- Unmatched vouchers, open invoices and bills, your other bank accounts and ledgers in Books
When it starts
- When someone who manages banking asks for suggestions
What it can do
- Draft a match, receipt, payment, bank charges, interest or transfer entry for you to confirm (after you confirm)
What it never does
- Match or post anything without you, approve payments or sign off a reconciliation
Safe by design
- One assistant, many agents. Ask the Employee assistant in the app or on WhatsApp; it calls the agents your company has hired that you may use.
- Hired, not switched on. Your admin hires each agent from the catalogue and chooses who can use it.
- Agents propose, people confirm. Anything that changes data, like a leave request, waits for a person to confirm it.
- Same access as the user. An agent sees only what the person asking is allowed to see.
- AI processing in India. Agents run on models hosted in India (AWS Mumbai).
- Budgets and a hard stop. Set a monthly credit limit per agent; agents stop when credits run out.
- Every run recorded. Admins see each run, the credits it used and what it did.
Frequently asked questions
What does the Bank reconciliation matcher do?
After a statement is imported, Books matches what its rules are sure of. The agent looks at what's left for one bank account and period: one payment covering several invoices or bills, several credits for one voucher, amounts off by bank charges or TDS, UPI and NEFT references and names in the narration, and dates further apart than Books looks. For lines with no voucher it proposes the entry: bank charges, interest, a receipt against an open invoice, a payment against an open bill, or a transfer between your own accounts. Each suggestion comes with a confidence and the reasons. The arithmetic is done in code; the AI only judges whether a cut-off or unusual name in the narration is the party. Nothing is matched or posted until you confirm, and then it is done as you.
Can the Bank reconciliation matcher change data on its own?
No. It asks a person to confirm before it will: draft a match, receipt, payment, bank charges, interest or transfer entry for you to confirm. It never does the following: match or post anything without you, approve payments or sign off a reconciliation.
How much does the Bank reconciliation matcher cost?
Counting and suggesting cost nothing unless a name needs the AI: then about one credit per run.. Credits are a paid add-on to any flowwork.ai plan at ₹100 (US$ 1.19) per 1,000 credits, and new companies get 500 free trial credits for 30 days.
Where is the data processed?
Agents run on AI models hosted in India and see only what the person using them is allowed to see. Admins see every run and the credits it used.
Other agents
Reads a bank statement PDF into Books, so you can check the lines and import them.
Suggests which GSTR-2B lines go with which purchase bills, when the rules couldn't pair them.
Reads a vendor bill's photo or PDF and fills a draft bill in Books for you to check.