Cash flow forecaster
Shows how cash looks for the next 30, 60 and 90 days, when it is lowest, and why.
How it works
Starts from today's bank and cash balances in Books and adds what is known to come in and go out: customer invoices on their due dates, moved by how late each customer usually pays; vendor bills; salaries, PF, ESI and TDS from your last approved pay run; GST at the last amount paid on each return date; TDS on vendor bills; and expenses paid from the bank every month, like rent. You see the lowest balance and its date, per company and for all of them together, the biggest items, and every assumption. All figures are worked out from your books, not by the AI; the AI only writes the explanation, and never sees customer or vendor names. It reads only: nothing is posted, paid or sent.
The forecast itself is free. The written explanation uses a few credits.
What it reads
- Bank and cash balances, open invoices and bills, and bank payments in the companies you can see
- How late each customer paid over the past year
- Your last approved pay run in Payroll, GST returns due and TDS to deposit
When it starts
- When someone who can see financial reports or post journals asks how cash looks
What it can do
What it never does
- Post a voucher, pay a bill, change an invoice or write to anyone
Safe by design
- One assistant, many agents. Ask the Employee assistant in the app or on WhatsApp; it calls the agents your company has hired that you may use.
- Hired, not switched on. Your admin hires each agent from the catalogue and chooses who can use it.
- Agents propose, people confirm. Anything that changes data, like a leave request, waits for a person to confirm it.
- Same access as the user. An agent sees only what the person asking is allowed to see.
- AI processing in India. Agents run on models hosted in India (AWS Mumbai).
- Budgets and a hard stop. Set a monthly credit limit per agent; agents stop when credits run out.
- Every run recorded. Admins see each run, the credits it used and what it did.
Frequently asked questions
What does the Cash flow forecaster do?
Starts from today's bank and cash balances in Books and adds what is known to come in and go out: customer invoices on their due dates, moved by how late each customer usually pays; vendor bills; salaries, PF, ESI and TDS from your last approved pay run; GST at the last amount paid on each return date; TDS on vendor bills; and expenses paid from the bank every month, like rent. You see the lowest balance and its date, per company and for all of them together, the biggest items, and every assumption. All figures are worked out from your books, not by the AI; the AI only writes the explanation, and never sees customer or vendor names. It reads only: nothing is posted, paid or sent.
Can the Cash flow forecaster change data on its own?
No. It never does the following: post a voucher, pay a bill, change an invoice or write to anyone.
How much does the Cash flow forecaster cost?
The forecast itself is free. The written explanation uses a few credits.. Credits are a paid add-on to any flowwork.ai plan at ₹100 (US$ 1.19) per 1,000 credits, and new companies get 500 free trial credits for 30 days.
Where is the data processed?
Agents run on AI models hosted in India and see only what the person using them is allowed to see. Admins see every run and the credits it used.
Other agents
Reads a bank statement PDF into Books, so you can check the lines and import them.
Suggests which GSTR-2B lines go with which purchase bills, when the rules couldn't pair them.
Reads a vendor bill's photo or PDF and fills a draft bill in Books for you to check.